Loan Affordability Guide

Not sure how easy your loan will be to repay? We can give you a general idea of your ability to afford the repayments. Please note that the guide provides an estimate only and is not part of your loan application with Lloyds TSB.

If you still have doubts about whether you can afford a loan we recommend you call us on 0800 056 0140* (Internet banking customers) or 0800 092 1290** (all other customers). Alternatively, visit your local branch.

To get started please fill in the boxes below, ensuring any figures you enter represent your personal share.

Your new loan
How much do you want to borrow? £    
Do you want the guide to consider loan protection?      Yes

Your income
Your net monthly salary £     per month
> This is your monthly income after tax and other deductions.
Other regular monthly income £    per month
> Such as income from property, investments, tax credits, child benefit or permanent benefits. This excludes income support.

About your home
Describe your household    
> Pick the phrase that best applies to you - this will help us estimate your monthly household spend. If you have dependents count them as children.
If you rent:
Your share of the monthly rent £    per month
> If you pay no rental costs please leave as zero.
If you own your own home:
Your share of monthly mortgage payments £     per month
Total mortgage outstanding £     in total
Is this a joint mortgage?       Yes
Add another mortgage e.g. investment property or holiday home mortgage.

Existing borrowings
Type The amount you owe Will you repay this with your new loan?
£    in total
£    in total
£    in total
Click here to add another borrowing.

Your other outgoings
Monthly child care costs £    per month
> Such as day care, nanny or nursery costs.
Monthly maintenance payments £    per month
> These are payments to children and ex-spouses.


* Monday to Friday 6am - 11pm, Saturday 8am - 5pm and Sunday 9am - 5pm.
** 7 days a week, 8am - 10pm. Calls may be monitored or recorded.